What does it mean to “improve your capital?”
Startups, privately held medium sized companies and family owned businesses often fight an uphill battle to access the capital they need to keep business moving forward. Often this is due more to stringent banking requirements than to the operating capacity of the business. Our approach is different, and it helps your business get in front of the right lenders to move ahead.
Extensive Lender Relationships
Our Approach
Working the Loan
At Improve Your Commercial Capital, our philosophy is that brokering loans independently and building a broad lender network serves clients far better than the limited options available through banks and credit unions. At a bank, lenders are limited to the products offered through that institution.
You won’t hear about alternate pathways to funding, private lenders or alternate repayment structures. We aren’t beholden to any one lender or product, and it is our commitment to you that we work your loan through every available option to get you the terms and the funding that is right for your business to move ahead confidently.
CJ Wiggins
CJ has over ten years of experience as an independent business owner, working in the trucking, fitness and boxing arenas. With a background in heavy equipment and trucking, he’s experienced in the ins and outs of equipment financing and operating capital. Owning and managing a boxing gym, CJ knows the value of attracting the right employees, equipping a fitness facility, offering the right workouts, training and skills to empower his customers through fitness and sport.
As a borrower, CJ knows the challenge of balancing interest rate and monthly payments with overall cost of capital. Because of his experience, he began the process of building the connections to source funds through a broad range of lenders. With a network comes resilience. Each lender has a set of changing, evolving products and offers, and to access funds, especially for high value businesses, takes more than online lenders or a limited pool of traditional banks and credit unions.
“My goal is to help every small and medium sized business to achieve the funding they need to grow and to build the business of their dreams.”
CJ Wiggins
Founder